Get a Second Chance!


When you are unable to qualify for a conventional mortgage, there are multiple options that will help you finance a home and start living the American Dream.

Financial mistakes in your past don’t automatically prohibit you from achieving your goals for the future. Keep an open mind that there are various opportunities available rather than assuming you will be denied because of a low credit score.

Various government programs exist for the sole purpose of making homeownership creating a real possibility for more people. If you have been turned down for a conventional mortgage, don’t give up.

The FHA Loan and FHA Choice Loan to the U.S. department of Agriculture’s Rural Housing Loan, there are mortgage options available for people of low to moderate income levels with less than perfect credit scores.

You can have access to fixed or adjustable rates as well as mortgages with no down payment required and no mortgage insurance, depending on which option is right for you. All of these factors can contribute to a lower monthly payment and allows you to enjoy the benefits of homeownership while you build your financial strength.

Never say never.

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